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4 Things to Consider When Choosing a Retirement Date

Planning your retirement? Discover 4 key factors to consider when choosing your retirement date—from healthcare and income needs to lifestyle goals and Social Security timing.
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Are you a financial hoarder? That may sound like a strange question to ask. After all, it’s a good thing to be a diligent saver, right? While it’s good to be a saver, it’s also true that a healthy saving mentality can transform into more of a hoarding mentality if taken too far. Having this sort of mindset can weigh on you, both financially as well as emotionally. Here are three characteristics that financial hoarders tend to possess.
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We’re big believers in long-term care insurance (we both own policies), but the premiums can be quite expensive. One relatively recent innovation in the insurance realm is the option of converting a portion of the cash value on a life insurance policy into a long-term care policy.

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