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4 Things to Consider When Choosing a Retirement Date

Planning your retirement? Discover 4 key factors to consider when choosing your retirement date—from healthcare and income needs to lifestyle goals and Social Security timing.
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When it comes to making better choices about our health, the rules are pretty simple—eat better, move more. It's simple, but it isn't easy. Many people who find success with their personal health attribute it to establishing a doable routine. They don't abide by stringent rules, deprivation diets, and unsustainable exercise regimens. Instead, they make small changes to their lifestyle habits that add up to improved health over time.
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In today’s financial landscape, achieving financial wellness isn’t just about numbers; it’s also about understanding the psychological factors that influence our relationship with money. This matters more than you may imagine. After all, the financial decisions we make are strongly influenced by our beliefs and attitudes towards money. In this article, we look at the psychology of money to explore how your thinking may be impacting your financial wellness.
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Imagine driving a car without a basic understanding of the rules of the road, or even how to operate it. Scary thought. Here’s another scary thought: Making financial decisions with minimal knowledge about investing, budgeting, and credit. The thing about this scary thought is that it's all too real.
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Leap Day only happens once every four years. While you should be focusing on cleaning up your financial life more frequently than that (ideally going over your plan annually with your financial advisor), you can take advantage of this extra day in 2024 to motivate you.
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Nobody told you how difficult budgeting could be. Balancing your bills, unexpected expenses, and various sources of income can be a cumbersome task, easy to push off or ignore entirely. But moving your budget to the back burner can lead to a vicious cycle of irregular tracking and inconsistent savings, which can put your long-term financial security at risk.

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