Should you pay off your mortgage before retirement? Explore key factors like interest rates, tax deductions, and financial flexibility to make the best decision for your future.

Discover how pending legislation in New Jersey could change retirement savings for teachers and nonprofit workers by allowing pre-tax contributions to 403(b), 457 plans, and potentially HSAs—bringing state tax rules in line with federal standards.

In the retirement red zone? Learn how to maximize benefits, build a smart income plan, and avoid costly mistakes in your final working years. Bruce and Peg share winning strategies inspired by football’s best.

Wondering what to do with your old 401(k)? Explore your options—keep it, roll it into an IRA or new plan, or take a distribution—and learn the pros and cons of each.

Learn how to gift money to your children for Roth IRA contributions without triggering gift taxes. Discover IRS rules, contribution limits, and smart strategies.

Wondering if a 4% return is enough for retirement? Learn how investment performance and smart withdrawal strategies impact your retirement income plan.

Many plan to retire after 65—but life often has other plans. Discover the top reasons people retire earlier than expected and why having a backup retirement strategy is essential.

Is saving 10% of your income enough for retirement? Learn why experts now recommend saving 15–25%, how to start early, live below your means, and build long-term financial security.