Stocks have been particularly strong in 2024 as volatility has been near multiyear lows. That trend has reversed in recent days, following the most recent labor data releases.

For decades, investors have been told that investing in a portfolio of 60% stocks and 40% bonds is a tried-and-true method to diversify and optimize returns. This strategy assumes that most of the returns will come from your equity exposure while fixed income will provide the needed ballast to offset losses in down years for the market. Modern portfolio theory supports this methodology, and since 1945, it has yielded an average return of close to 10%.

Retirement isn’t the end—it’s a new beginning. Discover 3 inspiring ways to redefine your retirement years with purpose, flexibility, and financial confidence.

Everyone has their own unique retirement timeline, needs and strategies. But thanks to factors like Social Security, Medicare and IRS rules, just about everyone will face retirement planning milestones in approximately the same order and at the same stage in life. Here are the major milestones you’ll face in retirement and the ages at which you’ll face them.

Avoid costly tax pitfalls in retirement—learn 3 common mistakes that could shrink your savings and discover smart strategies to keep more of what you’ve earned.

Want a stronger investment strategy? Discover the 4 key traits of powerful portfolios—diversification, tax efficiency, risk alignment, and long-term focus—to help grow and protect your wealth.