Americans today are living their lives differently than previous generations. According to a Pew Research Center analysis from 2021, more adults than ever before are living single, with a partner, or raising their kids outside of marriage. In general, people are getting married later—or not at all.

Entering a second marriage? Discover key financial tips to help you and your partner align on money matters—covering estate planning, budgeting, beneficiary updates, and more.

Losing a spouse is never easy. In addition to processing the profound emotional impact, you and your family must address various financial issues. The challenge can be exacerbated when your spouse was the primary income earner or dealt with your finances independently. The greatest challenge is not to determine the "perfect" next steps to take. Rather, you must figure out how to grieve, process, plan, and grow—all in the context of this life-altering event. 

Before saying 'I do,' have these 5 essential financial conversations with your partner—from debt and savings to career goals—to build a strong foundation for your future together.

In a committed relationship? Explore the 4 most important financial planning issues for partners—covering shared goals, budgeting, estate planning, and communication strategies.